Custom parts can enhance your bike’s performance, make it easier and safer to ride, and attract attention as you drive on the road and down the street.
AW Burchell Agency Inc. offers motorcycle custom parts insurance for riders throughout New York and Pennsylvania. Some of the custom parts we cover include:
- Mirrors: Adding custom mirrors is one of the simplest ways to give your motorcycle a unique look and feel.
- Exhaust systems: Custom exhaust systems can increase your motorcycle’s torque and power and alter its sound.
- Lights: Custom lighting systems make it easier for you to see the road and for other drivers to see you. Custom headlights, taillights, and turn indicator options are some of the most popular accessories for motorcycles.
However, coverage for custom parts isn’t automatically included in every motorcycle insurance policy. Motorcyclists have two options for custom parts coverage.
For bikes with minimal or few custom parts, your best option is usually a standard motorcycle policy with an add-on for CPE, custom parts, and equipment. You can secure insurance coverage for the value of your motorcycle as per Kelley Blue Book or the National Automobile Dealers Association (NADA) motorcycle appraisal guide, plus the value of the replacement parts and labor associated with replacing them.
For bikes you’ve built in your shop, composite bikes, rebuilt frames, and high-value bikes, you need insurance for an agreed-on value. This means you and the insurance company agree on your motorcycle’s worth. Agreed-on values can also be established for classic motorcycles.
AW Burchell Agency Inc. serves motorcycle owners throughout western New York and northern Pennsylvania. Call us today to get the coverage you need!
