Category: Auto Insurance

Driving is a great privilege and convenience, especially if you own a vehicle. Being on the road as a driver carries great responsibility, and part of that responsibility is to purchase auto insurance. If you live in the Cortland, New York area, our AW Burchell Agency Inc. team is ready to provide you with a full range of options for your auto insurance needs. Our team, previously known as the Rainbow-Wafer Agency, has provided insurance for our area for over 30 years.

Understanding Non-Owner Auto Insurance

If you have a driver’s license but don’t own a car, you must still purchase auto insurance. This type of insurance is called non-owner auto insurance. Buying non-owner insurance will provide you with liability coverage, covering any damage or bodily injury you cause while driving someone else’s vehicle.

Our research shows that non-owner car insurance is less expensive than traditional car insurance. Many drivers mistakenly believe that they are covered by the insurance of the person who owns their car. This isn’t the case; you need insurance to cover your actions as a driver. The complete cost of these policies will depend on your age, your driving record, the number of years you have been driving, and your location.

Contact Us Today

Car owners and non-owners must obey the New York State laws regarding auto insurance. Talking with one of our experienced agents at AW Burchell Agency Inc. will help you understand all your available auto insurance options. Cortland, New York, residents can feel confident, allowing us to provide them with insurance recommendations. Call us for an appointment today, and let’s talk about insurance.

The road is full of cars and other drivers, and on any given day, those cars or those drivers could act up, and that is when having the right auto insurance partner can make a difference. At AW Burchell Agency Inc., we are that partner for many drivers who call New York home.

So Many Drivers – So Many Cars

If every vehicle was guaranteed not to break down or have mechanical failures, and could stop on a dime, we all would feel a little better about driving, right? And if we were certain that everyone behind the wheel was attentive, not on their phones, and had superlative driving skills, we might not even need insurance, right?

Unfortunately, that isn’t the world we live (and drive) in, and there is a reason why having auto insurance is the law. With so many drivers and so many vehicles on the road, the truth is, we can never be sure or completely comfortable not knowing who is driving the vehicle behind us, in front of us, or beside us. 

It also doesn’t take a mathematician to recognize that the odds are most of us will encounter some automobile accident at some point during our lives. At AW Burchell Agency Inc., New York drivers can feel better and safer knowing they have the protection they need and deserve.

Because the Road Ahead is Unpredictable

Cross your fingers and knock on wood, and let us all hope that we never have a fender bender or a more violent collision. And let us also hope that if we do, that we have the insurance we need because the road ahead truly is unpredictable. Contact us to make an appointment today and be better protected for the road ahead.